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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,514 | $95,453-64.9% | $112,040-70.1% | $82,448-59.4% |
| Participation rate | 75.9% | 72.8%+3.1pp | 76.5%-0.6pp | 68.1%+7.8pp |
| Annual return | 12.54% | 23.92%-11.4pp | 24.52%-12.0pp | 41.64%-29.1pp |
| Employer contribution / active EE | $3,196 | $2,318+37.9% | $2,954+8.2% | $2,551+25.3% |
| Participant deferral / active EE | $7,043 | $4,224+66.7% | $5,098+38.2% | $4,139+70.2% |
| Admin fee / account holder | $11,381 | $9,013+26.3% | $12,098-5.9% | $7,234+57.3% |