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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,591 | $149,040-96.9% | $120,225-96.2% | $137,256-96.7% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 19.53% | 605.68%-586.2pp | 439.23%-419.7pp | 220.34%-200.8pp |
| Employer contribution / active EE | $136 | $4,350-96.9% | $3,475-96.1% | $4,156-96.7% |
| Participant deferral / active EE | $811 | $4,655-82.6% | $3,999-79.7% | $6,407-87.3% |
| Admin fee / account holder | $633 | $6,348-90.0% | $5,696-88.9% | $12,270-94.8% |