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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,087 | $117,895-10.9% | $102,460+2.6% | $145,897-28.0% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 16.48% | 31.92%-15.4pp | 29.47%-13.0pp | 552.29%-535.8pp |
| Employer contribution / active EE | $2,311 | $3,619-36.2% | $3,025-23.6% | $4,663-50.4% |
| Participant deferral / active EE | $3,507 | $5,736-38.9% | $5,056-30.6% | $6,689-47.6% |
| Admin fee / account holder | $40 | $13,353-99.7% | $9,460-99.6% | $13,390-99.7% |