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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,447 | $110,410+42.6% | $102,437+53.7% | $145,897+7.9% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 12.63% | 24.85%-12.2pp | 24.95%-12.3pp | 552.29%-539.7pp |
| Employer contribution / active EE | $2,499 | $4,217-40.7% | $3,871-35.4% | $4,663-46.4% |
| Participant deferral / active EE | $8,093 | $5,622+44.0% | $5,060+59.9% | $6,689+21.0% |
| Admin fee / account holder | $5,338 | $9,745-45.2% | $8,388-36.4% | $13,390-60.1% |