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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,418 | $160,070-37.9% | $147,117-32.4% | $145,897-31.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.13% | 98.69%-89.6pp | 420.54%-411.4pp | 552.29%-543.2pp |
| Employer contribution / active EE | $6,230 | $5,285+17.9% | $4,932+26.3% | $4,663+33.6% |
| Participant deferral / active EE | $15,113 | $8,419+79.5% | $8,065+87.4% | $6,689+125.9% |
| Admin fee / account holder | $456 | $15,035-97.0% | $12,993-96.5% | $13,390-96.6% |