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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,175 | $211,288-37.9% | $178,540-26.5% | $145,884-10.1% |
| Participation rate | 55.6% | 80.8%-25.3pp | 77.1%-21.6pp | 80.3%-24.7pp |
| Annual return | 14.33% | 30.27%-15.9pp | 27.15%-12.8pp | 551.85%-537.5pp |
| Employer contribution / active EE | $5,443 | $4,574+19.0% | $3,953+37.7% | $4,662+16.7% |
| Participant deferral / active EE | $13,025 | $6,967+87.0% | $6,281+107.4% | $6,690+94.7% |
| Admin fee / account holder | $7,833 | $12,105-35.3% | $10,424-24.9% | $13,392-41.5% |