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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,930 | $115,225-41.0% | $100,712-32.6% | $138,895-51.1% |
| Participation rate | 93.3% | 74.3%+19.0pp | 69.3%+24.1pp | 79.9%+13.4pp |
| Annual return | 16.78% | 40.35%-23.6pp | 33.27%-16.5pp | 145.39%-128.6pp |
| Employer contribution / active EE | $9,508 | $2,771+243.1% | $2,313+311.1% | $4,194+126.7% |
| Participant deferral / active EE | $4,881 | $4,699+3.9% | $4,085+19.5% | $6,396-23.7% |
| Admin fee / account holder | $2,486 | $10,844-77.1% | $9,256-73.1% | $12,562-80.2% |