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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,930 | $123,155-44.8% | $108,753-37.5% | $155,188-56.2% |
| Participation rate | 93.3% | 75.6%+17.7pp | 71.1%+22.2pp | 80.8%+12.5pp |
| Annual return | 16.78% | 44.73%-28.0pp | 37.47%-20.7pp | 148.84%-132.1pp |
| Employer contribution / active EE | $9,508 | $2,811+238.2% | $2,427+291.8% | $4,248+123.8% |
| Participant deferral / active EE | $4,881 | $4,623+5.6% | $4,115+18.6% | $6,531-25.3% |
| Admin fee / account holder | $2,486 | $12,126-79.5% | $10,320-75.9% | $14,480-82.8% |