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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,775 | $154,228+45.1% | $145,433+53.9% | $137,256+63.0% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 80.0%-2.2pp |
| Annual return | 16.50% | 74.59%-58.1pp | 66.58%-50.1pp | 220.34%-203.8pp |
| Employer contribution / active EE | $13,048 | $4,804+171.6% | $4,554+186.5% | $4,156+214.0% |
| Participant deferral / active EE | $11,231 | $8,216+36.7% | $7,897+42.2% | $6,407+75.3% |
| Admin fee / account holder | $2,808 | $14,344-80.4% | $13,129-78.6% | $12,270-77.1% |