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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,142 | $166,020-66.8% | $164,866-66.6% | $145,959-62.2% |
| Participation rate | 92.9% | 82.0%+10.9pp | 78.6%+14.3pp | 80.3%+12.6pp |
| Annual return | 11.72% | 100.08%-88.4pp | 69.97%-58.2pp | 561.95%-550.2pp |
| Employer contribution / active EE | $1,416 | $5,275-73.1% | $4,343-67.4% | $4,661-69.6% |
| Participant deferral / active EE | $6,992 | $6,961+0.4% | $6,033+15.9% | $6,689+4.5% |
| Admin fee / account holder | $2,158 | $16,644-87.0% | $12,689-83.0% | $13,398-83.9% |