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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,142 | $166,268-66.8% | $165,100-66.6% | $145,897-62.2% |
| Participation rate | 92.9% | 82.0%+10.8pp | 78.6%+14.2pp | 80.3%+12.6pp |
| Annual return | 11.72% | 100.52%-88.8pp | 70.21%-58.5pp | 552.29%-540.6pp |
| Employer contribution / active EE | $1,416 | $5,284-73.2% | $4,348-67.4% | $4,663-69.6% |
| Participant deferral / active EE | $6,992 | $6,964+0.4% | $6,035+15.8% | $6,689+4.5% |
| Admin fee / account holder | $2,158 | $16,659-87.0% | $12,696-83.0% | $13,390-83.9% |