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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,019 | $117,904-89.8% | $102,457-88.3% | $145,978-91.8% |
| Participation rate | 88.2% | 78.6%+9.6pp | 76.5%+11.7pp | 80.3%+7.9pp |
| Annual return | 16.46% | 31.80%-15.3pp | 29.41%-13.0pp | 550.52%-534.1pp |
| Employer contribution / active EE | $2,071 | $3,613-42.7% | $3,022-31.5% | $4,662-55.6% |
| Participant deferral / active EE | $3,445 | $5,733-39.9% | $5,054-31.8% | $6,690-48.5% |
| Admin fee / account holder | $1,266 | $13,329-90.5% | $9,451-86.6% | $13,400-90.6% |