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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,195 | $97,125-84.4% | $86,233-82.4% | $137,256-88.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 17.78% | 74.19%-56.4pp | 61.39%-43.6pp | 220.34%-202.6pp |
| Employer contribution / active EE | $1,028 | $2,841-63.8% | $2,504-58.9% | $4,156-75.3% |
| Participant deferral / active EE | $2,474 | $5,180-52.2% | $4,559-45.7% | $6,407-61.4% |
| Admin fee / account holder | $341 | $9,725-96.5% | $8,342-95.9% | $12,270-97.2% |