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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,952 | $155,555-4.2% | $146,866+1.4% | $155,188-4.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 18.50% | 115.41%-96.9pp | 102.85%-84.4pp | 148.84%-130.3pp |
| Employer contribution / active EE | $13,244 | $4,647+185.0% | $4,425+199.3% | $4,248+211.8% |
| Participant deferral / active EE | $11,325 | $8,044+40.8% | $7,759+46.0% | $6,531+73.4% |
| Admin fee / account holder | $3,203 | $14,755-78.3% | $13,620-76.5% | $14,480-77.9% |