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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,545 | $55,889-70.4% | $76,119-78.3% | $80,935-79.6% |
| Participation rate | 86.1% | 62.1%+24.0pp | 69.1%+17.0pp | 67.7%+18.4pp |
| Annual return | 16.13% | 20.58%-4.4pp | 361.25%-345.1pp | 35.66%-19.5pp |
| Employer contribution / active EE | $2,251 | $1,866+20.7% | $2,693-16.4% | $2,757-18.3% |
| Participant deferral / active EE | $3,816 | $3,051+25.1% | $4,259-10.4% | $4,299-11.2% |
| Admin fee / account holder | $709 | $5,241-86.5% | $6,421-89.0% | $6,924-89.8% |