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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,456 | $59,440-60.5% | $78,004-69.9% | $82,637-71.6% |
| Participation rate | 92.5% | 62.8%+29.7pp | 69.4%+23.1pp | 68.1%+24.4pp |
| Annual return | 20.51% | 40.24%-19.7pp | 31.07%-10.6pp | 53.51%-33.0pp |
| Employer contribution / active EE | $2,744 | $1,750+56.8% | $2,469+11.1% | $2,552+7.5% |
| Participant deferral / active EE | $4,990 | $3,138+59.0% | $4,092+21.9% | $4,126+20.9% |
| Admin fee / account holder | $944 | $5,504-82.8% | $7,578-87.5% | $7,339-87.1% |