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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,308 | $102,385-7.9% | $147,080-35.9% | $80,935+16.5% |
| Participation rate | 75.5% | 75.9%-0.4pp | 82.2%-6.7pp | 67.7%+7.8pp |
| Annual return | 11.55% | 135.09%-123.5pp | 420.17%-408.6pp | 35.66%-24.1pp |
| Employer contribution / active EE | $3,367 | $3,717-9.4% | $4,933-31.8% | $2,757+22.1% |
| Participant deferral / active EE | $8,251 | $6,651+24.1% | $8,066+2.3% | $4,299+91.9% |
| Admin fee / account holder | $1,650 | $7,951-79.2% | $12,989-87.3% | $6,924-76.2% |