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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,145 | $162,529-86.4% | $130,788-83.1% | $154,746-85.7% |
| Participation rate | 50.0% | 75.9%-25.9pp | 70.1%-20.1pp | 80.7%-30.7pp |
| Annual return | 16.49% | 510.48%-494.0pp | 386.44%-370.0pp | 172.34%-155.8pp |
| Employer contribution / active EE | $504 | $4,447-88.7% | $3,558-85.8% | $4,379-88.5% |
| Participant deferral / active EE | $1,489 | $4,808-69.0% | $4,137-64.0% | $6,730-77.9% |
| Admin fee / account holder | $1,348 | $7,669-82.4% | $6,673-79.8% | $14,365-90.6% |