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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,643 | $160,028-67.1% | $147,080-64.2% | $145,884-63.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.97% | 98.60%-84.6pp | 420.17%-406.2pp | 551.85%-537.9pp |
| Employer contribution / active EE | $3,631 | $5,286-31.3% | $4,933-26.4% | $4,662-22.1% |
| Participant deferral / active EE | $9,133 | $8,422+8.4% | $8,066+13.2% | $6,690+36.5% |
| Admin fee / account holder | $880 | $15,030-94.1% | $12,989-93.2% | $13,392-93.4% |