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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,608 | $227,291-60.1% | $214,702-57.8% | $155,188-41.6% |
| Participation rate | 55.6% | 88.0%-32.4pp | 87.5%-31.9pp | 80.8%-25.2pp |
| Annual return | 15.32% | 60.08%-44.8pp | 54.55%-39.2pp | 148.84%-133.5pp |
| Employer contribution / active EE | $5,000 | $6,772-26.2% | $6,461-22.6% | $4,248+17.7% |
| Participant deferral / active EE | $14,904 | $9,582+55.5% | $9,147+62.9% | $6,531+128.2% |
| Admin fee / account holder | $259 | $20,413-98.7% | $19,830-98.7% | $14,480-98.2% |