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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,608 | $212,386-57.3% | $199,883-54.7% | $138,895-34.8% |
| Participation rate | 55.6% | 87.4%-31.8pp | 86.8%-31.2pp | 79.9%-24.4pp |
| Annual return | 15.32% | 47.75%-32.4pp | 43.81%-28.5pp | 145.39%-130.1pp |
| Employer contribution / active EE | $5,000 | $6,625-24.5% | $6,261-20.1% | $4,194+19.2% |
| Participant deferral / active EE | $14,904 | $9,617+55.0% | $9,138+63.1% | $6,396+133.0% |
| Admin fee / account holder | $259 | $18,233-98.6% | $17,268-98.5% | $12,562-97.9% |