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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,159 | $183,516+2.0% | $155,534+20.3% | $145,884+28.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.80% | 61.43%-50.6pp | 64.92%-54.1pp | 551.85%-541.0pp |
| Employer contribution / active EE | $8,939 | $5,315+68.2% | $4,675+91.2% | $4,662+91.7% |
| Participant deferral / active EE | $7,162 | $6,467+10.8% | $5,630+27.2% | $6,690+7.1% |
| Admin fee / account holder | $4,829 | $19,293-75.0% | $15,900-69.6% | $13,392-63.9% |