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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,140 | $174,379-30.0% | $152,093-19.7% | $138,895-12.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 16.97% | 74.86%-57.9pp | 66.36%-49.4pp | 145.39%-128.4pp |
| Employer contribution / active EE | $2,592 | $4,652-44.3% | $4,175-37.9% | $4,194-38.2% |
| Participant deferral / active EE | $10,810 | $6,159+75.5% | $5,451+98.3% | $6,396+69.0% |
| Admin fee / account holder | $995 | $16,880-94.1% | $14,497-93.1% | $12,562-92.1% |