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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,316 | $71,215-54.6% | $93,696-65.5% | $80,935-60.1% |
| Participation rate | 54.5% | 60.4%-5.9pp | 68.7%-14.2pp | 67.7%-13.1pp |
| Annual return | 12.07% | 11.27%+0.8pp | 133.74%-121.7pp | 35.66%-23.6pp |
| Employer contribution / active EE | $1,595 | $1,565+1.9% | $2,422-34.2% | $2,757-42.2% |
| Participant deferral / active EE | $2,926 | $4,037-27.5% | $4,417-33.8% | $4,299-32.0% |
| Admin fee / account holder | $589 | $6,958-91.5% | $8,287-92.9% | $6,924-91.5% |