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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,396 | $127,387-48.7% | $115,038-43.2% | $125,389-47.8% |
| Participation rate | 63.2% | 84.2%-21.0pp | 81.4%-18.2pp | 83.2%-20.0pp |
| Annual return | 5.59% | 31.28%-25.7pp | 26.14%-20.6pp | 282.24%-276.7pp |
| Employer contribution / active EE | $2,117 | $5,166-59.0% | $4,608-54.1% | $4,866-56.5% |
| Participant deferral / active EE | $3,917 | $6,423-39.0% | $6,026-35.0% | $5,352-26.8% |
| Admin fee / account holder | $4,037 | $9,516-57.6% | $8,175-50.6% | $9,541-57.7% |