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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,857 | $102,429+47.3% | $147,096+2.6% | $80,925+86.4% |
| Participation rate | 82.8% | 75.9%+6.9pp | 82.2%+0.6pp | 67.7%+15.1pp |
| Annual return | 17.03% | 135.02%-118.0pp | 419.75%-402.7pp | 35.65%-18.6pp |
| Employer contribution / active EE | $2,959 | $3,716-20.4% | $4,936-40.0% | $2,756+7.4% |
| Participant deferral / active EE | $11,211 | $6,649+68.6% | $8,071+38.9% | $4,299+160.8% |
| Admin fee / account holder | $1,927 | $7,957-75.8% | $13,005-85.2% | $6,940-72.2% |