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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,053 | $89,259-77.5% | $107,187-81.3% | $82,637-75.7% |
| Participation rate | 87.3% | 67.9%+19.3pp | 75.0%+12.3pp | 68.1%+19.2pp |
| Annual return | 9.87% | 21.02%-11.2pp | 204.55%-194.7pp | 53.51%-43.6pp |
| Employer contribution / active EE | $2,211 | $3,080-28.2% | $3,782-41.5% | $2,552-13.4% |
| Participant deferral / active EE | $2,255 | $4,037-44.2% | $5,096-55.8% | $4,126-45.4% |
| Admin fee / account holder | $6,287 | $7,381-14.8% | $9,162-31.4% | $7,339-14.3% |