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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $1,084 |
WOODBURY FINANCIAL SERVICES6 years Filed as: WOODBURY FINANCIAL Service code 25 · EIN 41-0944586 | Directed Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,973 | $52,450+54.4% | $129,384-37.4% | $74,459+8.7% |
| Participation rate | 41.5% | 53.8%-12.4pp | 69.6%-28.2pp | 67.2%-25.8pp |
| Annual return | 13.02% | 15.65%-2.6pp | 9461.77%-9448.8pp | 1369.70%-1356.7pp |
| Employer contribution / active EE | $1,432 | $1,532-6.5% | $4,153-65.5% | $2,626-45.5% |
| Participant deferral / active EE | $1,952 | $2,797-30.2% | $4,166-53.1% | $4,350-55.1% |
| Admin fee / account holder | $10 | $2,636-99.6% | $7,686-99.9% | $1,945-99.5% |