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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,723 | $117,846-40.8% | $102,434-31.9% | $145,884-52.2% |
| Participation rate | 33.3% | 78.6%-45.3pp | 76.5%-43.2pp | 80.3%-47.0pp |
| Annual return | 13.85% | 31.90%-18.1pp | 29.46%-15.6pp | 551.85%-538.0pp |
| Employer contribution / active EE | $4,879 | $3,615+35.0% | $3,023+61.4% | $4,662+4.6% |
| Participant deferral / active EE | $3,759 | $5,733-34.4% | $5,055-25.6% | $6,690-43.8% |
| Admin fee / account holder | $885 | $13,356-93.4% | $9,462-90.6% | $13,392-93.4% |