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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,517 | $81,504-2.4% | $102,437-22.4% | $80,959-1.8% |
| Participation rate | 62.2% | 66.9%-4.7pp | 74.5%-12.3pp | 67.7%-5.5pp |
| Annual return | 11.04% | 25.60%-14.6pp | 24.95%-13.9pp | 35.67%-24.6pp |
| Employer contribution / active EE | $1,947 | $3,104-37.3% | $3,871-49.7% | $2,757-29.4% |
| Participant deferral / active EE | $2,890 | $3,871-25.3% | $5,060-42.9% | $4,300-32.8% |
| Admin fee / account holder | $2,565 | $6,719-61.8% | $8,388-69.4% | $6,925-63.0% |