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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,310 | $123,155-47.8% | $108,753-40.9% | $155,188-58.6% |
| Participation rate | 87.5% | 75.6%+11.9pp | 71.1%+16.4pp | 80.8%+6.7pp |
| Annual return | 10.64% | 44.73%-34.1pp | 37.47%-26.8pp | 148.84%-138.2pp |
| Employer contribution / active EE | $1,507 | $2,811-46.4% | $2,427-37.9% | $4,248-64.5% |
| Participant deferral / active EE | $2,747 | $4,623-40.6% | $4,115-33.2% | $6,531-57.9% |
| Admin fee / account holder | $872 | $12,126-92.8% | $10,320-91.5% | $14,480-94.0% |