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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,190 | $72,071+27.9% | $68,368+34.8% | $137,256-32.8% |
| Participation rate | 91.7% | 76.2%+15.4pp | 73.8%+17.9pp | 80.0%+11.7pp |
| Annual return | 16.53% | 353.14%-336.6pp | 292.57%-276.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $7,380 | $2,788+164.7% | $2,649+178.6% | $4,156+77.6% |
| Participant deferral / active EE | $9,992 | $4,410+126.6% | $4,123+142.4% | $6,407+56.0% |
| Admin fee / account holder | $1,595 | $5,336-70.1% | $5,150-69.0% | $12,270-87.0% |