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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,991 | $110,039-90.0% | $97,260-88.7% | $145,884-92.5% |
| Participation rate | 77.8% | 75.9%+1.9pp | 72.7%+5.1pp | 80.3%-2.5pp |
| Annual return | 13.96% | 244.44%-230.5pp | 75.54%-61.6pp | 551.85%-537.9pp |
| Employer contribution / active EE | $894 | $3,074-70.9% | $2,721-67.1% | $4,662-80.8% |
| Participant deferral / active EE | $2,659 | $4,674-43.1% | $4,262-37.6% | $6,690-60.3% |
| Admin fee / account holder | $948 | $6,204-84.7% | $5,640-83.2% | $13,392-92.9% |