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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,408 | $117,846-96.3% | $102,434-95.7% | $145,884-97.0% |
| Participation rate | 92.9% | 78.6%+14.2pp | 76.5%+16.3pp | 80.3%+12.6pp |
| Annual return | 10.35% | 31.90%-21.5pp | 29.46%-19.1pp | 551.85%-541.5pp |
| Employer contribution / active EE | $1,860 | $3,615-48.6% | $3,023-38.5% | $4,662-60.1% |
| Participant deferral / active EE | $557 | $5,733-90.3% | $5,055-89.0% | $6,690-91.7% |
| Admin fee / account holder | $1,162 | $13,356-91.3% | $9,462-87.7% | $13,392-91.3% |