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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,637 | $160,040+109.7% | $147,096+128.2% | $145,877+130.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 34.08% | 98.49%-64.4pp | 419.75%-385.7pp | 551.28%-517.2pp |
| Employer contribution / active EE | $6,092 | $5,289+15.2% | $4,936+23.4% | $4,663+30.6% |
| Participant deferral / active EE | $11,905 | $8,429+41.2% | $8,071+47.5% | $6,691+77.9% |
| Admin fee / account holder | $13,174 | $15,050-12.5% | $13,005+1.3% | $13,402-1.7% |