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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,771 | $155,555-90.5% | $146,866-89.9% | $155,188-90.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 17.75% | 115.41%-97.7pp | 102.85%-85.1pp | 148.84%-131.1pp |
| Employer contribution / active EE | $1,749 | $4,647-62.4% | $4,425-60.5% | $4,248-58.8% |
| Participant deferral / active EE | $2,692 | $8,044-66.5% | $7,759-65.3% | $6,531-58.8% |
| Admin fee / account holder | $1,775 | $14,755-88.0% | $13,620-87.0% | $14,480-87.7% |