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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,240 | $289,211+1.4% | $260,467+12.6% | $198,609+47.6% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 16.25% | 112.90%-96.6pp | 100.60%-84.3pp | 202.70%-186.4pp |
| Employer contribution / active EE | $17,157 | $4,663+267.9% | $4,239+304.8% | $5,055+239.4% |
| Participant deferral / active EE | $22,884 | $6,812+235.9% | $6,319+262.1% | $6,977+228.0% |
| Admin fee / account holder | $1,921 | $16,236-88.2% | $15,461-87.6% | $19,030-89.9% |