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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,240 | $182,442+60.7% | $163,379+79.5% | $138,895+111.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 16.25% | 72.74%-56.5pp | 63.41%-47.2pp | 145.39%-129.1pp |
| Employer contribution / active EE | $17,157 | $4,159+312.5% | $3,752+357.2% | $4,194+309.1% |
| Participant deferral / active EE | $22,884 | $6,817+235.7% | $6,282+264.3% | $6,396+257.8% |
| Admin fee / account holder | $1,921 | $10,396-81.5% | $9,818-80.4% | $12,562-84.7% |