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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,235 | $81,487-62.9% | $102,412-70.5% | $80,935-62.6% |
| Participation rate | 48.1% | 66.8%-18.7pp | 74.5%-26.4pp | 67.7%-19.5pp |
| Annual return | 11.49% | 25.60%-14.1pp | 24.94%-13.4pp | 35.66%-24.2pp |
| Employer contribution / active EE | $1,376 | $3,103-55.7% | $3,870-64.5% | $2,757-50.1% |
| Participant deferral / active EE | $2,237 | $3,871-42.2% | $5,060-55.8% | $4,299-48.0% |
| Admin fee / account holder | $220 | $6,717-96.7% | $8,388-97.4% | $6,924-96.8% |