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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,887 | $143,969-81.3% | $199,883-86.5% | $82,637-67.5% |
| Participation rate | 70.1% | 84.1%-14.0pp | 86.8%-16.6pp | 68.1%+2.1pp |
| Annual return | 18.00% | 25.67%-7.7pp | 43.81%-25.8pp | 53.51%-35.5pp |
| Employer contribution / active EE | $1,799 | $4,632-61.2% | $6,261-71.3% | $2,552-29.5% |
| Participant deferral / active EE | $3,633 | $6,937-47.6% | $9,138-60.2% | $4,126-12.0% |
| Admin fee / account holder | $3,012 | $14,597-79.4% | $17,268-82.6% | $7,339-59.0% |