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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,887 | $142,972-81.2% | $214,702-87.5% | $86,983-69.1% |
| Participation rate | 70.1% | 84.9%-14.7pp | 87.5%-17.3pp | 69.5%+0.6pp |
| Annual return | 18.00% | 18.49%-0.5pp | 54.55%-36.6pp | 25.83%-7.8pp |
| Employer contribution / active EE | $1,799 | $4,635-61.2% | $6,461-72.2% | $2,584-30.4% |
| Participant deferral / active EE | $3,633 | $6,568-44.7% | $9,147-60.3% | $4,194-13.4% |
| Admin fee / account holder | $3,012 | $17,617-82.9% | $19,830-84.8% | $7,856-61.7% |