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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,133 | $124,425+44.8% | $112,040+60.8% | $137,256+31.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.48% | 24.72%-13.2pp | 24.52%-13.0pp | 220.34%-208.9pp |
| Employer contribution / active EE | $7,181 | $3,411+110.5% | $2,954+143.1% | $4,156+72.8% |
| Participant deferral / active EE | $7,928 | $5,718+38.6% | $5,098+55.5% | $6,407+23.7% |
| Admin fee / account holder | $4,944 | $15,207-67.5% | $12,098-59.1% | $12,270-59.7% |