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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,133 | $136,860+31.6% | $120,344+49.7% | $154,746+16.4% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 11.48% | 21.38%-9.9pp | 20.30%-8.8pp | 172.34%-160.9pp |
| Employer contribution / active EE | $7,181 | $3,533+103.3% | $3,020+137.8% | $4,379+64.0% |
| Participant deferral / active EE | $7,928 | $5,793+36.8% | $5,135+54.4% | $6,730+17.8% |
| Admin fee / account holder | $4,944 | $15,393-67.9% | $12,742-61.2% | $14,365-65.6% |