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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,351 | $57,119-66.1% | $85,187-77.3% | $80,935-76.1% |
| Participation rate | 30.8% | 56.4%-25.6pp | 67.5%-36.8pp | 67.7%-36.9pp |
| Annual return | 17.21% | 21.70%-4.5pp | 66.67%-49.5pp | 35.66%-18.4pp |
| Employer contribution / active EE | $756 | $1,802-58.0% | $2,732-72.3% | $2,757-72.6% |
| Participant deferral / active EE | $1,354 | $3,115-56.5% | $4,525-70.1% | $4,299-68.5% |
| Admin fee / account holder | $131 | $4,990-97.4% | $6,162-97.9% | $6,924-98.1% |