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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,575 | $110,093-45.0% | $97,295-37.7% | $145,897-58.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 11.80% | 244.76%-233.0pp | 75.62%-63.8pp | 552.29%-540.5pp |
| Employer contribution / active EE | $7,389 | $3,077+140.1% | $2,723+171.4% | $4,663+58.5% |
| Participant deferral / active EE | $5,521 | $4,678+18.0% | $4,264+29.5% | $6,689-17.5% |
| Admin fee / account holder | $1,059 | $6,212-83.0% | $5,646-81.3% | $13,390-92.1% |