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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,472 | $146,267+81.5% | $197,124+34.7% | $82,448+222.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 16.66% | 29.61%-12.9pp | 44.34%-27.7pp | 41.64%-25.0pp |
| Employer contribution / active EE | $10,929 | $4,723+131.4% | $6,227+75.5% | $2,551+328.4% |
| Participant deferral / active EE | $13,138 | $7,035+86.8% | $9,135+43.8% | $4,139+217.4% |
| Admin fee / account holder | $18,978 | $14,422+31.6% | $16,298+16.4% | $7,234+162.3% |