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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,342 | $146,267-10.2% | $197,124-33.4% | $82,448+59.3% |
| Participation rate | 89.7% | 84.0%+5.6pp | 86.7%+2.9pp | 68.1%+21.6pp |
| Annual return | 19.76% | 29.61%-9.9pp | 44.34%-24.6pp | 41.64%-21.9pp |
| Employer contribution / active EE | $3,427 | $4,723-27.4% | $6,227-45.0% | $2,551+34.3% |
| Participant deferral / active EE | $8,566 | $7,035+21.8% | $9,135-6.2% | $4,139+107.0% |
| Admin fee / account holder | $1,781 | $14,422-87.7% | $16,298-89.1% | $7,234-75.4% |