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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,027 | $129,737+38.0% | $119,126+50.3% | $154,746+15.7% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 13.90% | 379.08%-365.2pp | 282.11%-268.2pp | 172.34%-158.4pp |
| Employer contribution / active EE | $3,014 | $4,375-31.1% | $4,034-25.3% | $4,379-31.2% |
| Participant deferral / active EE | $8,383 | $5,842+43.5% | $5,318+57.6% | $6,730+24.5% |
| Admin fee / account holder | $24,899 | $11,961+108.2% | $10,693+132.9% | $14,365+73.3% |