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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $521,556 | $155,555+235.3% | $146,866+255.1% | $155,188+236.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.95% | 115.41%-98.5pp | 102.85%-85.9pp | 148.84%-131.9pp |
| Employer contribution / active EE | $3,954 | $4,647-14.9% | $4,425-10.6% | $4,248-6.9% |
| Participant deferral / active EE | $10,208 | $8,044+26.9% | $7,759+31.6% | $6,531+56.3% |
| Admin fee / account holder | $3,567 | $14,755-75.8% | $13,620-73.8% | $14,480-75.4% |