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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $689,088 | $178,174+286.7% | $156,181+341.2% | $137,256+402.0% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.8%+11.2pp | 80.0%+10.0pp |
| Annual return | 15.39% | 84.19%-68.8pp | 64.87%-49.5pp | 220.34%-204.9pp |
| Employer contribution / active EE | $15,132 | $4,972+204.4% | $4,294+252.4% | $4,156+264.1% |
| Participant deferral / active EE | $21,817 | $6,888+216.8% | $6,132+255.8% | $6,407+240.5% |
| Admin fee / account holder | $3,169 | $17,404-81.8% | $14,586-78.3% | $12,270-74.2% |