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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,000 | $111,535-57.0% | $105,223-54.4% | $137,256-65.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.71% | 237.85%-221.1pp | 180.65%-163.9pp | 220.34%-203.6pp |
| Employer contribution / active EE | $9,298 | $3,939+136.0% | $3,689+152.1% | $4,156+123.7% |
| Participant deferral / active EE | $276 | $5,500-95.0% | $5,072-94.6% | $6,407-95.7% |
| Admin fee / account holder | $1,423 | $9,721-85.4% | $8,859-83.9% | $12,270-88.4% |