Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,868 | $81,504-64.6% | $102,437-71.8% | $80,959-64.3% |
| Participation rate | 17.8% | 66.9%-49.1pp | 74.5%-56.7pp | 67.7%-49.9pp |
| Annual return | 14.43% | 25.60%-11.2pp | 24.95%-10.5pp | 35.67%-21.2pp |
| Employer contribution / active EE | $752 | $3,104-75.8% | $3,871-80.6% | $2,757-72.7% |
| Participant deferral / active EE | $1,836 | $3,871-52.6% | $5,060-63.7% | $4,300-57.3% |
| Admin fee / account holder | $1,307 | $6,719-80.5% | $8,388-84.4% | $6,925-81.1% |