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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,720 | $52,911+26.1% | $73,309-9.0% | $59,633+11.9% |
| Participation rate | 50.0% | 68.2%-18.2pp | 74.9%-24.9pp | 68.7%-18.7pp |
| Annual return | -1.58% | 12.20%-13.8pp | 5.67%-7.3pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $2,390 | $1,909+25.2% | $3,237-26.2% | $2,203+8.5% |
| Participant deferral / active EE | $6,298 | $4,069+54.8% | $4,991+26.2% | $3,192+97.3% |
| Admin fee / account holder | $1,661 | $3,835-56.7% | $5,635-70.5% | $4,297-61.3% |