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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $595,818 | $183,627+224.5% | $155,602+282.9% | $145,978+308.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.95% | 61.32%-49.4pp | 64.81%-52.9pp | 550.52%-538.6pp |
| Employer contribution / active EE | $459 | $5,316-91.4% | $4,675-90.2% | $4,662-90.2% |
| Participant deferral / active EE | $11,423 | $6,466+76.7% | $5,629+102.9% | $6,690+70.8% |
| Admin fee / account holder | $41,282 | $19,327+113.6% | $15,923+159.3% | $13,400+208.1% |