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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $747,830 | $213,785+249.8% | $185,441+303.3% | $155,188+381.9% |
| Participation rate | 72.7% | 83.2%-10.5pp | 80.3%-7.5pp | 80.8%-8.1pp |
| Annual return | 13.63% | 19.97%-6.3pp | 20.16%-6.5pp | 148.84%-135.2pp |
| Employer contribution / active EE | $5,576 | $5,393+3.4% | $4,672+19.3% | $4,248+31.3% |
| Participant deferral / active EE | $11,640 | $6,864+69.6% | $6,152+89.2% | $6,531+78.2% |
| Admin fee / account holder | $1,500 | $21,134-92.9% | $17,890-91.6% | $14,480-89.6% |