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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $993,957 | $154,228+544.5% | $145,433+583.4% | $137,256+624.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.39% | 74.59%-62.2pp | 66.58%-54.2pp | 220.34%-208.0pp |
| Employer contribution / active EE | $45,000 | $4,804+836.7% | $4,554+888.0% | $4,156+982.8% |
| Participant deferral / active EE | $30,000 | $8,216+265.1% | $7,897+279.9% | $6,407+368.3% |
| Admin fee / account holder | $1,981 | $14,344-86.2% | $13,129-84.9% | $12,270-83.9% |