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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,760 | $139,948-73.0% | $121,663-69.0% | $154,746-75.6% |
| Participation rate | 78.6% | 78.0%+0.6pp | 74.5%+4.1pp | 80.7%-2.1pp |
| Annual return | 18.12% | 230.52%-212.4pp | 147.54%-129.4pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,048 | $3,521-70.2% | $3,020-65.3% | $4,379-76.1% |
| Participant deferral / active EE | $5,510 | $5,629-2.1% | $4,887+12.7% | $6,730-18.1% |
| Admin fee / account holder | $1,672 | $17,321-90.3% | $14,289-88.3% | $14,365-88.4% |