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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,760 | $142,354-73.5% | $125,529-69.9% | $155,188-75.7% |
| Participation rate | 78.6% | 78.1%+0.5pp | 74.7%+3.8pp | 80.8%-2.2pp |
| Annual return | 18.12% | 306.06%-287.9pp | 202.56%-184.4pp | 148.84%-130.7pp |
| Employer contribution / active EE | $1,048 | $3,501-70.1% | $3,058-65.7% | $4,248-75.3% |
| Participant deferral / active EE | $5,510 | $5,491+0.3% | $4,813+14.5% | $6,531-15.6% |
| Admin fee / account holder | $1,672 | $19,392-91.4% | $16,298-89.7% | $14,480-88.5% |